US 11,704,660 B2
Systems and methods for token transfer between mobile computing devices
Kyle Williams, Wentzville, MO (US); David J. Senci, Troy, IL (US); and Brett J. Thomson, Lake Saint Louis, MO (US)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed on Mar. 12, 2020, as Appl. No. 16/817,323.
Prior Publication US 2021/0287207 A1, Sep. 16, 2021
Int. Cl. G06Q 20/36 (2012.01); G06F 16/2455 (2019.01); G06Q 40/02 (2023.01); H04W 4/20 (2018.01); G06Q 20/10 (2012.01); H04W 8/24 (2009.01); H04W 4/50 (2018.01); G06Q 20/32 (2012.01)
CPC G06Q 20/3672 (2013.01) [G06F 16/2455 (2019.01); G06Q 20/108 (2013.01); G06Q 20/3223 (2013.01); G06Q 40/02 (2013.01); H04W 4/20 (2013.01); H04W 4/50 (2018.02); H04W 8/24 (2013.01)] 12 Claims
OG exemplary drawing
 
1. A token transfer processing computing device comprising:
at least one memory device for storing data; and
a processor in communication with said at least one memory device, said processor programmed to:
upon initiation of telecommunication services for a new mobile device with a telecommunication service provider, receive, from a telecommunication service provider computing device, a token transfer message, the token transfer message including a current device identifier associated with a current mobile device having an original token associated therewith for initiating secure payments using the current mobile device, and a new device identifier associated with the new mobile device replacing the current mobile device, wherein the telecommunication service provider computing device is separate from the current mobile device;
in response to receiving the token transfer message, automatically perform a lookup in a device-to-token mapping table stored in the at least one memory device using the current device identifier to identify the original token associated with the current mobile device, wherein the original token is further associated with a payment account issued by an issuer to a user of the current mobile device;
generate an updated token associated with the payment account and the new mobile device without the user having to submit additional data associated with the payment account;
transmit a token provisioning request message to the issuer requesting approval to provision the new mobile device with the updated token associated with the payment account, wherein the token provisioning request message includes the original token and a payment account number of the payment account;
update the device-to-token mapping table to include an entry mapping the new device identifier, the updated token, and the payment account;
after updating the device-to-token mapping table, transmit a token transfer response to the new mobile device based upon data in the entry in the device-to-token mapping table, the token transfer response including the updated token that is (i) associated with the payment account and (ii) enabled to facilitate secure payment transactions initiated using the new mobile device upon receipt thereof at the new mobile device; and
disable the original token on the current mobile device, such that the original token is unusable with a mobile payment system stored on the current mobile device.