CPC H04L 9/0838 (2013.01) [G06F 21/31 (2013.01); H04L 9/0863 (2013.01); H04L 9/3226 (2013.01); H04L 61/5014 (2022.05); H04L 63/083 (2013.01); H04L 63/0892 (2013.01); H04L 67/34 (2013.01)] | 20 Claims |
1. A method, comprising:
associating, by a computing system, system associated with a merchant, a customer device of a customer with a financial transaction record and the merchant, the financial transaction record indicative of a first purchase from the merchant by the customer and completed a predetermined period of time prior to a first request to connect to a network provided by the merchant;
receiving, by the computing system, the first request to connect to the network provided by the merchant from the customer device after completion of the first purchase;
selecting, by the computing system, the financial transaction based on the predetermined time period and the merchant;
transmitting, by the computing system, a first query to the customer device prompting the customer to input information regarding an aspect of the first purchase, the first query including a description of a predetermined product parameter of the financial transaction record indicative of the first purchase from the merchant by the customer, the aspect of the first purchase established as a network authentication credential for the customer for the network provided by the merchant;
receiving, by the computing system, a customer-input response to the first query; authenticating, by the computing system, the first request by determining that the customer-input response to the first query corresponds to the established aspect of the first purchase in accordance with a predetermined accuracy threshold, the predetermined accuracy threshold being associated with a maximum difference between the customer-input response and the established aspect of the first purchase; and
authorizing, by the computing system, connection of the customer device to the network provided by the merchant based at least in part on the first request being authenticated.
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