CPC G06Q 10/087 (2013.01) [G06F 30/20 (2020.01); G06N 5/045 (2013.01); G06Q 40/03 (2023.01); G06N 20/00 (2019.01)] | 20 Claims |
1. A system for reducing computational loads associated with processing transaction proposals, comprising:
at least one memory storing instructions; and
at least one processor configured to execute the instructions to perform operations comprising:
receiving, via one of an Application Programming Interface (API) or an online portal, a transaction proposal from a user device;
identifying a plurality of data sources based on the transaction proposal;
receiving, via a data interface, data from at least one of the plurality of data sources;
generating, based on the transaction proposal, a minimally viable transaction (MVT) that comprises a combination of transaction parameters acceptable according to a policy;
determining, based on the MVT, a plurality of transaction offers, each of the plurality of transaction offers differing from the MVT and from each other and being acceptable according to the policy; and
transmitting to the user device:
an indication of whether the transaction proposal is approved; and
at least one of the plurality of transaction offers as an alternative to the transaction proposal.
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