US 11,687,861 B1
Monitoring and analyzing risk data and risk dispositions
Terri C. Kennell, Jacksonville, FL (US); Danielle K. Moore, Charlotte, NC (US); Lea C. Faircloth, Huntersville, NC (US); and Brian Carman, Fort Mill, SC (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Jul. 26, 2021, as Appl. No. 17/385,511.
Application 17/385,511 is a continuation of application No. 15/804,650, filed on Nov. 6, 2017, granted, now 11,074,532.
Int. Cl. G06Q 10/00 (2023.01); G06Q 10/0635 (2023.01); G06Q 10/0639 (2023.01); G06Q 40/08 (2012.01); G06Q 10/0637 (2023.01); G06F 16/90 (2019.01)
CPC G06Q 10/0635 (2013.01) [G06F 16/90 (2019.01); G06Q 10/06375 (2013.01); G06Q 10/06395 (2013.01); G06Q 40/08 (2013.01)] 14 Claims
OG exemplary drawing
 
1. A computing system comprising processing circuitry and a storage device, wherein the processing circuitry has access to the storage device and is configured to:
receive risk data;
generate, based on an attribute of the risk data and a set of business operation rules applicable to an entity, an issue relating to a violation of the business operation rules by the entity;
output, to an entity computing device operated by a user authorized by the entity, a request for information about the issue that identifies the issue and requires a user of the entity computing device to respond to the issue through a user interface, and wherein to require the user to respond the issue, the processing circuitry causes the entity computing device to present the user interface so that a response to the issue is chosen from options that include:
an acceptance of the issue,
an indication that the issue has been resolved, and
a denial of the issue;
responsive to outputting the request, receive information about the issue from the entity computing device, wherein the information a indicates the chosen option is denial of the issue and includes an explanation authored by the entity that pertains to the attribute of the risk data;
receive information about a risk outcome associated with the issue; and
modify, based on the information about the issue from the entity computing device and the information about the risk outcome, the set of business operation rules to change circumstances in which the set of business operation rules identify issues.