US 11,683,347 B1
Determining policy characteristics based on route similarity
Bharat Prasad, San Antonio, TX (US); Vijay Jayapalan, San Antonio, TX (US); Michael Kyne, Saint Petersburg, FL (US); Joel T. Camarano, San Antonio, TX (US); Charles Lee Oakes, III, Boerne, TX (US); Gunjan C. Vijayvergia, San Antonio, TX (US); and Christine Marie Brown, Helotes, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Mar. 31, 2022, as Appl. No. 17/710,495.
Application 17/710,495 is a continuation of application No. 16/997,284, filed on Aug. 19, 2020, granted, now 11,330,018.
Application 16/997,284 is a continuation of application No. 16/822,327, filed on Mar. 18, 2020, granted, now 11,368,491.
Application 16/822,327 is a continuation of application No. 15/367,737, filed on Dec. 2, 2016, granted, now 10,630,723, issued on Apr. 21, 2020.
Claims priority of provisional application 62/262,506, filed on Dec. 3, 2015.
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01)
CPC H04L 63/20 (2013.01) [H04L 63/0227 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method performed by at least one processor, the method comprising:
obtaining driving preferences associated with a driver;
receiving data collected by a plurality of sensors during one or more trips by a vehicle along a route, the data indicating changes in movement of the vehicle during the one or more trips along the route;
accessing risk data indicating a risk of at least one of the one or more trips;
determining a first sequence of movements by the vehicle during the one or more trips based on changes in orientation, speed, and acceleration of the vehicle during the one or more trips;
receiving data indicating a proposed trip to be taken by the vehicle, wherein the proposed trip has a starting location or an ending location that is different from a respective starting location or ending location of the one or more trips;
identifying at least a first candidate route for the proposed trip and a second candidate route for the proposed trip;
determining a first similarity metric between the first candidate route and the one or more trips, the first similarity metric indicating a similarity in a sequence of expected vehicle movements along the first candidate route with the first sequence of movements during the one or more trips;
determining a second similarity metric between the second candidate route and the one or more trips, the second similarity metric indicating a similarity in a sequence of expected vehicle movements along the second candidate route with the first sequence of movements during the one or more trips, wherein the first candidate route and the second candidate route incorporate the driving preferences;
selecting, based on the first similarity metric and the second similarity metric, the first candidate route as a recommended route for the proposed trip; and
providing the recommended route for presentation in a navigation interface of a computing device.