	US 11,682,221 B1
	Digital camera processing system
Charles Lee Oakes, III, San Antonio, TX (US); Randy Ray Morlen, San Antonio, TX (US); Michael Frank Morris, San Antonio, TX (US); Reynaldo Medina, III, San Antonio, TX (US); Greg Alan Harpel, San Antonio, TX (US); Gabriel Glenn Gavia, San Antonio, TX (US); Bharat Prasad, San Antonio, TX (US); Frank Kyle Major, San Antonio, TX (US); and Jeffrey Neal Pollack, San Antonio, TX (US)
Assigned to UNITED SERVICES AUTOMOBILE ASSOCIATES (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Jan. 28, 2021, as Appl. No. 17/160,572.
Application 17/160,572 is a continuation of application No. 16/507,595, filed on Jul. 10, 2019, granted, now 11,544,944.
Application 16/507,595 is a continuation of application No. 16/165,622, filed on Oct. 19, 2018, granted, now 10,402,638, issued on Sep. 3, 2019.
Application 16/165,622 is a continuation of application No. 16/025,679, filed on Jul. 2, 2018, granted, now 11,023,719.
Application 16/025,679 is a continuation of application No. 15/663,284, filed on Jul. 28, 2017, granted, now 10,013,605, issued on Jul. 3, 2018.
Application 15/663,284 is a continuation of application No. 14/225,090, filed on Mar. 25, 2014, abandoned.
Application 14/225,090 is a continuation of application No. 11/590,974, filed on Oct. 31, 2006, granted, now 8,708,227, issued on Apr. 29, 2014.
Int. Cl. G06Q 40/02 (2023.01); G06V 30/40 (2022.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06V 30/16 (2022.01); H04N 101/00 (2006.01); H04N 23/60 (2023.01); H04N 23/63 (2023.01)

CPC G06V 30/40 (2022.01) [G06Q 20/04 (2013.01); G06Q 20/042 (2013.01); G06Q 20/108 (2013.01); G06Q 40/02 (2013.01); G06V 30/16 (2022.01); H04N 23/632 (2023.01); H04N 23/64 (2023.01); H04N 2101/00 (2013.01); H04N 2201/001 (2013.01); H04N 2201/0084 (2013.01); H04N 2201/0096 (2013.01)]

20 Claims

1. A system for allowing a customer to deposit a check using a customer's own handheld mobile device with a digital camera, the system configured to authenticate the customer, the system including:

a customer's handheld mobile device including:

software that controls the digital camera; and

a downloaded app associated with a bank configured to control the camera software and to submit a check for deposit by causing the customer's handheld mobile device to perform the following steps:

instructing the customer to have the digital camera take a photo of a front side of the check;

using a display of the customer's handheld mobile device to assist the customer in having the digital camera take the photo of the front side of the check;

presenting the photo of the front side of the check to the customer on a display of the customer's handheld mobile device after the digital camera takes the photo;

presenting a request for customer approval of the front side of the check on the display of the mobile device;

transmitting, using a wireless network, a copy of the photo of the front side of the check over the Internet from the customer's handheld mobile device after receiving the customer approval of the front side of the check; and

submitting the check for mobile check deposit in the bank after the system authenticates the customer; and

a computer associated with the bank programmed to update a balance of an account to reflect an amount of the check submitted for a mobile check deposit by the customer's handheld mobile device.