CPC G06Q 40/03 (2023.01) [G06F 40/166 (2020.01); G06F 40/131 (2020.01); G06Q 50/16 (2013.01)] | 19 Claims |
1. A user device, the user device comprising:
a communication interface;
an input/output (I/O) interface; and
processing circuitry, the processing circuitry configured to:
obtain a maximum pre-approval amount available to a customer, the maximum pre-approval amount based on a pre-approval policy that has been pre-authorized by a lender;
generate a graphical user interface comprising an interactive pre-approval field indicating a range of permissible pre-approval amounts equal to or less than the maximum pre-approval amount;
present the graphical user interface via the I/O interface;
receive an input associated with the interactive pre-approval field via the I/O interface, the input indicating a requested pre-approval amount from the range of permissible pre-approval amounts;
generate a pre-approval letter indicating that the customer has been pre-approved for the requested pre-approval amount in response to receiving the input, the pre-approval letter including a pre-authorized signature of the lender and being generated without sending the requested pre-approval amount to the lender;
store both the pre-approval letter and a second pre-approval letter in memory;
receive a request from a user, the request requesting to retrieve either the pre-approval letter or the second pre-approval letter; and
retrieve either the pre-approval letter or the second pre-approval letter from memory based on the request.
|