US 11,676,128 B2
Device for facilitation of payments
Satish Govindarajan, Los Altos, CA (US); Carlos Manuel Rivas, Redwood City, CA (US); Tinyen Shih, San Jose, CA (US); Anantharaj Uruthiralingam, San Jose, CA (US); and Guhan Senguttuvan, San Jose, CA (US)
Assigned to PayPal, Inc., San Jose, CA (US)
Filed by PayPal, Inc., San Jose, CA (US)
Filed on Dec. 20, 2021, as Appl. No. 17/556,151.
Application 17/556,151 is a continuation of application No. 16/565,194, filed on Sep. 9, 2019, granted, now 11,216,800.
Prior Publication US 2022/0114576 A1, Apr. 14, 2022
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G07F 7/08 (2006.01); G06Q 20/34 (2012.01)
CPC G06Q 20/3227 (2013.01) [G06Q 20/3278 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/34 (2013.01); G07F 7/088 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A payment device, comprising:
a housing;
a slot for insertion of a user instrument located on a front surface of the housing, and wherein the housing includes a smart card interface integrated circuit (IC) that is configured to read an EMV chip located on the user instrument; and
a universal serial bus (USB) type C or a micro-USB male connector configured to be inserted into a female connector on a computing device, wherein the USB type C or micro-USB male connector is located on a back surface of the housing, and wherein the payment device is configured to (i) upon detecting that the user instrument has been inserted into the slot, transmit a signal to the computing device, wherein the signal causes the computing device to launch a first interface of a payment application located on the computing device, (ii) obtain biometric data of a user from the payment application of the computing device, and (iii) load the biometric data to the EMV chip of the user instrument.