CPC G06Q 20/3227 (2013.01) [G06Q 20/3278 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/34 (2013.01); G07F 7/088 (2013.01)] | 20 Claims |
1. A payment device, comprising:
a housing;
a slot for insertion of a user instrument located on a front surface of the housing, and wherein the housing includes a smart card interface integrated circuit (IC) that is configured to read an EMV chip located on the user instrument; and
a universal serial bus (USB) type C or a micro-USB male connector configured to be inserted into a female connector on a computing device, wherein the USB type C or micro-USB male connector is located on a back surface of the housing, and wherein the payment device is configured to (i) upon detecting that the user instrument has been inserted into the slot, transmit a signal to the computing device, wherein the signal causes the computing device to launch a first interface of a payment application located on the computing device, (ii) obtain biometric data of a user from the payment application of the computing device, and (iii) load the biometric data to the EMV chip of the user instrument.
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