US 11,669,914 B2
Adaptive intelligence and shared infrastructure lending transaction enablement platform responsive to crowd sourced information
Charles Howard Cella, Pembroke, MA (US)
Assigned to Strong Force TX Portfolio 2018, LLC, Fort Lauderdale, FL (US)
Filed by Strong Force TX Portfolio 2018, LLC, Santa Monica, CA (US)
Filed on Feb. 3, 2020, as Appl. No. 16/780,519.
Application 16/780,519 is a continuation in part of application No. PCT/US2019/058647, filed on Oct. 29, 2019.
Application PCT/US2019/058647 is a continuation in part of application No. PCT/CN2019/030934, filed on May 6, 2019.
Claims priority of provisional application 62/843,992, filed on May 6, 2019.
Claims priority of provisional application 62/843,455, filed on May 5, 2019.
Claims priority of provisional application 62/843,456, filed on May 5, 2019.
Claims priority of provisional application 62/818,100, filed on Mar. 13, 2019.
Claims priority of provisional application 62/787,206, filed on Dec. 31, 2018.
Claims priority of provisional application 62/751,713, filed on Oct. 29, 2018.
Claims priority of provisional application 62/667,550, filed on May 6, 2018.
Prior Publication US 2020/0184556 A1, Jun. 11, 2020
Int. Cl. G06Q 40/02 (2012.01); G06Q 50/00 (2012.01); G06Q 30/0208 (2023.01); G06Q 10/10 (2023.01); G06Q 30/0207 (2023.01); G06F 16/27 (2019.01); G06N 3/08 (2023.01); G06N 3/04 (2023.01); G06Q 30/02 (2023.01); G06N 20/00 (2019.01); G06K 9/62 (2022.01); G06Q 30/0201 (2023.01); G06F 9/46 (2006.01); G06Q 10/0639 (2023.01); G06Q 20/40 (2012.01); H04L 9/06 (2006.01); G06F 16/23 (2019.01); G06N 5/04 (2023.01); G06Q 40/08 (2012.01); G06F 9/54 (2006.01); G06Q 30/018 (2023.01); G06Q 50/18 (2012.01); G06Q 50/26 (2012.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); G06Q 40/04 (2012.01)
CPC G06Q 40/025 (2013.01) [G06F 9/466 (2013.01); G06F 9/543 (2013.01); G06F 16/2379 (2019.01); G06F 16/27 (2019.01); G06K 9/6215 (2013.01); G06K 9/6218 (2013.01); G06K 9/6268 (2013.01); G06N 3/0427 (2013.01); G06N 3/08 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 10/0639 (2013.01); G06Q 10/10 (2013.01); G06Q 20/405 (2013.01); G06Q 30/018 (2013.01); G06Q 30/0201 (2013.01); G06Q 30/0206 (2013.01); G06Q 30/0208 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0278 (2013.01); G06Q 40/08 (2013.01); G06Q 50/01 (2013.01); G06Q 50/18 (2013.01); G06Q 50/188 (2013.01); G06Q 50/26 (2013.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); H04L 9/0637 (2013.01); G06Q 40/04 (2013.01); G06Q 2220/18 (2013.01)] 21 Claims
OG exemplary drawing
 
1. A system, comprising:
a processor; and
a non-transitory computer-readable storage medium storing instructions for execution by the processor, the instructions including:
a crowdsourcing request module to configure at least one parameter of a crowdsourcing request related to obtaining information on a condition of a collateral for a loan;
a crowdsourcing publishing module to publish the crowdsourcing request related to obtaining the information on the condition of the collateral for the loan to a group of information suppliers;
a crowdsourcing communications module to collect and process at least one response from the group of information suppliers, and to provide a reward to at least one of the group of information suppliers in response to a successful information supply event,
wherein the at least one response from the group of information suppliers includes the information on the condition of the collateral for the loan, and the crowdsourcing communications module processes the information on the condition of the collateral for the loan; and
a blockchain service module to record the at least one parameter of the crowdsourcing request and the at least one response as data on a distributed ledger including multiple devices that cryptographically verify the data.