US 11,669,795 B2
Compliance management for emerging risks
Lokesh Vijay Kumar, Frisco, TX (US); Satish Chikkaveerappa, McKinney, TX (US); Sasi Kumar Unnikrishnan, Plano, TX (US); Venkata Satya Parcha, McLean, VA (US); Ponnazhakan Subramanian, McKinney, TX (US); Rhic Chowdhury, KA (IN); Nimish Mangal, Uttar Pradesh (IN); Ryan M. Parker, Dallas, TX (US); Jacob Adair, Frisco, TX (US); Chris Demchalk, Frisco, TX (US); Lavika Aggarwal, HR (IN); and Nishant Sinha, KA (IN)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Dec. 14, 2020, as Appl. No. 17/121,230.
Application 17/121,230 is a continuation of application No. 16/536,678, filed on Aug. 9, 2019, granted, now 10,867,268.
Prior Publication US 2021/0174277 A1, Jun. 10, 2021
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 10/00 (2023.01); G06Q 10/0635 (2023.01); G06Q 30/01 (2023.01); G06Q 30/0282 (2023.01); G06F 21/62 (2013.01); G06F 40/30 (2020.01); G06Q 10/067 (2023.01); G06F 16/903 (2019.01); G06Q 10/10 (2023.01); G06F 16/95 (2019.01)
CPC G06Q 10/0635 (2013.01) [G06F 16/90335 (2019.01); G06F 16/95 (2019.01); G06F 21/6209 (2013.01); G06F 40/30 (2020.01); G06Q 10/067 (2013.01); G06Q 10/103 (2013.01); G06Q 30/01 (2013.01); G06Q 30/0282 (2013.01)] 16 Claims
OG exemplary drawing
 
1. A computer implemented method, comprising:
connecting, by one or more computing devices, a scraping interface to an enforcement information source;
scraping, by the scraping interface, enforcement information from the enforcement information source;
applying, by the one or more computing devices, a regular expression search to the enforcement information from the enforcement information source to identify first citation data formatted according to a regular form for regulatory citations within the enforcement information;
determining, by the one or more computing devices, a classification for the enforcement information associated with the first citation data;
classifying, by the one or more computing devices, a risk information document to determine a classification for the risk information document using phrase-based scoring on the contents of the risk information document, wherein the classification for the risk information document is associated with second citation data conforming to the regular form for regulatory citations;
comparing, by the one or more computing devices, the first citation data against the second citation data of the risk information document to determine a correspondence between the classification for the enforcement information and the classification for the risk information document;
storing, by the one or more computing devices, the enforcement information in association with the risk information document, based on a match between the first citation data and the second citation data; and
presenting in an interface, by the one or more computing devices, a plurality of discrepancies, wherein the plurality of discrepancies includes a discrepancy based on the association of the enforcement information with the risk information document; and
permitting, by the one or more computing devices, arrangement of the plurality of discrepancies on the interface according to a risk level.