US 11,658,968 B1
Systems and methods for secure logon
Thomas B. Buckingham, Fair Oaks Ranch, TX (US); Richard A. Davey, San Antonio, TX (US); Tammy Sanclemente, Helotes, TX (US); Ryan M. Johnson, San Antonio, TX (US); Adam J. Leatham, Selma, TX (US); and Christopher Thomas Wilkinson, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Nov. 18, 2021, as Appl. No. 17/530,286.
Application 17/530,286 is a continuation of application No. 16/887,891, filed on May 29, 2020, granted, now 11,212,278.
Application 16/887,891 is a continuation of application No. 16/398,072, filed on Apr. 29, 2019, granted, now 10,708,264, issued on Jul. 7, 2020.
Application 16/398,072 is a continuation of application No. 15/877,377, filed on Jan. 22, 2018, granted, now 10,320,783, issued on Jun. 11, 2019.
Application 15/877,377 is a continuation of application No. 14/678,178, filed on Apr. 3, 2015, granted, now 9,876,789, issued on Jan. 23, 2018.
Application 14/678,178 is a continuation of application No. 13/036,945, filed on Feb. 28, 2011, granted, now 9,021,562, issued on Apr. 28, 2015.
Claims priority of provisional application 61/308,710, filed on Feb. 26, 2010.
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 21/34 (2013.01); H04L 9/40 (2022.01); G06F 21/41 (2013.01); H04L 9/32 (2006.01); G06F 21/31 (2013.01)
CPC H04L 63/0861 (2013.01) [G06F 21/34 (2013.01); G06F 21/41 (2013.01); H04L 9/3226 (2013.01); H04L 63/083 (2013.01); H04L 63/0815 (2013.01); H04L 63/0838 (2013.01); H04L 63/0853 (2013.01); G06F 21/31 (2013.01); H04L 2463/082 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
prior to an expedited logon of an online account on a first device, transmitting, to the first user device, a verification credential, wherein the verification credential is different than a previous verification credential;
receiving an indication of a second user device attempting to access the online account;
receiving, from the first user device, the verification credential;
determining, based on the second user device attempting to access the online account, that the verification credential is expired; and
denying, based on the verification credential being, expired, the first user device access to the online account.