CPC G06Q 40/08 (2013.01) | 20 Claims |
1. A computer-implemented method of predicting insurance claim filings related to damage to a property that is populated with a plurality of devices, each of the plurality of devices configured to monitor various conditions associated with the property, the method comprising:
receiving, at a smart controller or a server and via a first wired or wireless communication network, a first set of sensor data from the plurality of devices;
based upon at least the first set of sensor data, detecting, by one or more processors of the smart controller or the server, that an insurance-related event is imminent;
determining, by the one or more processors, a likelihood that an insurance claim will be filed in response to the imminent insurance-related event;
when the likelihood is greater than a threshold, activating, by the one or more processors via the first wired or wireless communication network, the plurality of devices to transmit a second set of sensor data, wherein the second set of data includes supporting data captured while the insurance-related event is occurring;
analyzing, by the one or more processors, the second set of sensor data to determine a total amount of damage caused by the insurance-related event;
automatically generating, by the one or more processors, a proposed insurance claim for the total amount of damage caused by the insurance-related event; and
transmitting, to a mobile device or other communications device of an individual associated with the property via a second wired or wireless communication or data transmission network, the proposed insurance claim to facilitate review, approval, or modification of the proposed insurance claim by the individual.
|