US 11,657,384 B2
Apparatus and method for emulating transactional infrastructure with a digital transaction processing unit (DTPU)
Robert Wilson, Victoria (AU)
Assigned to XARD GROUP PTY LTD, Southbank (AU)
Filed by XARD GROUP PTY LTD, Southbank (AU)
Filed on May 4, 2020, as Appl. No. 16/865,875.
Application 16/865,875 is a continuation of application No. 16/073,545, abandoned, previously published as PCT/AU2017/000026, filed on Jan. 28, 2017.
Claims priority of application No. 2016900277 (AU), filed on Jan. 29, 2016.
Prior Publication US 2020/0380497 A1, Dec. 3, 2020
Int. Cl. G06Q 20/34 (2012.01); G07F 7/08 (2006.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/22 (2012.01)
CPC G06Q 20/341 (2013.01) [G06Q 20/227 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/352 (2013.01); G06Q 20/354 (2013.01); G06Q 20/3552 (2013.01); G06Q 20/3558 (2013.01); G06Q 20/3574 (2013.01); G06Q 20/385 (2013.01); G07F 7/0853 (2013.01)] 20 Claims
OG exemplary drawing
 
1. Digital transaction apparatus including:
a Data Assistance Device (DAD), including:
a user interface that is operable to at least select data, and
a DAD transmitter;
a Digital Transaction Card (DTC), including:
a Digital Transaction Processing Unit (DTPU), and
a DTC receiver,
wherein the DAD and DTC are operable to transfer data from the DAD to the DTC and when subsequently using the DTC to effect a digital transaction, the DTC operates in accordance with data selected and transferred from the DAD to the DTC,
wherein the DTPU is configured to enable data communication with a digital transaction device during a digital transaction,
wherein the digital transaction device comprises one or more of a Point of Sale (POS) device, an Electronic Funds Transfer at Point of Sale (EFTPOS) device, and an Automatic Teller Machine (ATM),
wherein the DTPU is operable to receive and execute one or more commands that emulate commands received from the digital transaction device, and
wherein the one or more emulating commands are received by the DTPU from the DTC and/or the DAD.