US 11,657,377 B1
Context-aware, vehicle-based mobile banking
Ashish B. Kurani, Burlingame, CA (US); and Nikolai Stroke, Gilbert, AZ (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Apr. 29, 2022, as Appl. No. 17/733,905.
Application 17/733,905 is a continuation of application No. 17/220,712, filed on Apr. 1, 2021, granted, now 11,321,688.
Application 17/220,712 is a continuation of application No. 15/204,815, filed on Jul. 7, 2016, granted, now 10,997,570.
Claims priority of provisional application 62/190,997, filed on Jul. 10, 2015.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/10 (2012.01); G06Q 30/0251 (2023.01)
CPC G06Q 20/108 (2013.01) [G06Q 30/0265 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
authenticating, by a first processor of a financial institution (FI) computing system, a user of a vehicle with a financial account of the user, the vehicle being associated with the financial account and the user being physically located within the vehicle;
receiving, by the first processor, data relating to the vehicle;
identifying, by the first processor based on the data, a selected task to be performed by the user;
comparing, by the first processor, a task duration to an expected duration determined based on the data;
in response to determining that the expected duration exceeds the task duration, causing, by the first processor, a prompt to be transmitted to the user comprising:
transmitting, by the first processor via a first network, the prompt to a module of the vehicle, the module comprising a second processor and a memory, wherein the second processor is communicatively coupled to the FI computing system via the first network;
causing a user device to run an application;
transmitting, by the second processor of the module via a second network, the prompt to perform the selected task to the user device; and
receiving, by the first processor, an input provided from the user device via the application to complete the selected task.