US 11,948,161 B2
System and method for providing disposal recommendation for a vehicle owner
Staevan Duckworth, The Colony, TX (US); Qiaochu Tang, The Colony, TX (US); Habeeb Hooshmand, Katy, TX (US); Micah Price, Plano, TX (US); Geoffrey Dagley, McKinney, TX (US); Stephen Wylie, Carrollton, TX (US); and Jason Hoover, Grapevine, TX (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Feb. 14, 2022, as Appl. No. 17/670,666.
Application 17/670,666 is a continuation of application No. 16/869,858, filed on May 8, 2020, granted, now 11,282,094.
Application 16/869,858 is a continuation of application No. 16/287,350, filed on Feb. 27, 2019, granted, now 10,679,226.
Prior Publication US 2022/0164810 A1, May 26, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 30/0201 (2023.01); G06Q 10/0637 (2023.01); G06Q 10/30 (2023.01); G06Q 30/016 (2023.01); G06Q 40/03 (2023.01)
CPC G06Q 30/0201 (2013.01) [G06Q 10/06375 (2013.01); G06Q 10/30 (2013.01); G06Q 30/016 (2013.01); G06Q 40/03 (2023.01)] 20 Claims
OG exemplary drawing
 
1. A system for providing a maintenance recommendation for an owned vehicle, the system comprising one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform operations comprising:
generating a profile for the owned vehicle, the profile comprising an age, mileage, and location of the owned vehicle;
receiving monitoring data of the owned vehicle, the monitoring data being collected by sensors and comprising at least one of acceleration data, onboard diagnostics data, a history of location data for the owned vehicle, a history of weather data, a speed, or a repair data for the owned vehicle;
receiving disposal data for non-owned vehicles corresponding to the profile;
generating a wear-and-tear score for the owned vehicle based on the monitoring data using a computerized statistical approach; and
generating, using a machine-learning model trained on recorded data related to at least one of a mileage, wear-and-tear score, or repairs associated with a vehicle, suggested maintenance actions for the owned vehicle, based on the received disposal data for the non-owned vehicles, the wear-and-tear scores for the non-owned vehicles, and the wear-and-tear score for the owned vehicle.