US 11,941,630 B2
Methods and systems for verifying individuals prior to benefits distribution
Ron Hynes, Ridgefield, CT (US); Sean Kirch, Mahwah, NJ (US); and Jennifer Dogin, Mamaroneck, NY (US)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed on Mar. 30, 2023, as Appl. No. 18/128,992.
Application 18/128,992 is a continuation of application No. 17/486,858, filed on Sep. 27, 2021, granted, now 11,645,655.
Application 17/486,858 is a continuation of application No. 16/535,459, filed on Aug. 8, 2019, granted, now 11,132,684, issued on Sep. 28, 2021.
Application 16/535,459 is a continuation of application No. 14/264,136, filed on Apr. 29, 2014, granted, now 10,410,216, issued on Sep. 10, 2019.
Prior Publication US 2023/0237487 A1, Jul. 27, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/40145 (2013.01) [G06Q 20/10 (2013.01)] 13 Claims
OG exemplary drawing
 
1. A computer-implemented method of verifying an individual, the method comprising:
receiving, at an interface peripheral of a payment card device, a biometric from an individual associated with the payment card device, the payment card device linked to an account and a benefit account;
comparing, by the payment card device, the received biometric to a biometric reference stored in a memory of the payment card device;
in response to the received biometric matching the biometric reference:
setting, by the payment card device, a biometric status in the memory of the payment card device for an expiration interval; and
enabling, by the payment card device, the payment card device for transactions to be funded by the account, based on the biometric status being set;
communicating the set biometric status as a proof-of-life validation for the individual to receive benefits associated with the benefit account; and then
in response to expiration of the expiration interval,
resetting, by the payment card device, the biometric status in the payment card device; and
disabling the payment card device for transactions to be funded by the account, based on the biometric status not being set.