US 11,941,596 B1
Electronic banking facility
Jill Castilla, Edmond, OK (US)
Assigned to Citizens Bank of Edmond, Edmond, OK (US)
Filed by Citizens Bank of Edmond, Edmond, OK (US)
Filed on Feb. 25, 2020, as Appl. No. 16/800,770.
Claims priority of provisional application 62/810,016, filed on Feb. 25, 2019.
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); G07C 9/00 (2020.01); G07F 19/00 (2006.01)
CPC G06Q 20/1085 (2013.01) [G06Q 20/409 (2013.01); G07C 9/00174 (2013.01); G07F 19/202 (2013.01); G07F 19/203 (2013.01); G07C 2009/00976 (2013.01)] 8 Claims
OG exemplary drawing
 
1. An electronic banking system, comprising:
a host system comprising:
a first processor and at least one first non-transitory computer readable medium storing a first set of instructions that when executed by the first processor cause the first processor to obtain and store banking records in a database, the banking records indicative of a bank account a user;
a building having an internal space, and a door providing selective access to the internal space;
an interactive teller machine located within the internal space of the building, the interactive teller machine connected to an interbank network, the interactive teller machine having an input/output device and a user interface displayed on the input/output device, the user interface having a video camera and a sound system, the user interface programmed to connect the user to a teller located in a remote location via a video chat, the interactive teller machine accessible by the user based on the user having the bank account stored in the banking records in the database;
a rolled coin machine, accessible by the user based on the user having the bank account stored in the banking records in the database, the rolled coin machine located within the internal space of the building and connected to the host system through a bank network separate from the interbank network;
a recycler, accessible by the user based on the user having the bank account stored in the banking records in the database, the recycler located within the internal space of the building and connected to the host system through the bank network separate from the interbank network;
a drop box located within the internal space of the building and connected to the host system through the bank network separate from the interbank network; and
an entry controller programmed to allow selective entry to the internal
space through the door, the selective entry based on the user having the bank account stored in the banking records in the database.