US 11,941,593 B2
Blockchain payment notification system
Rajendra Mokshagundam, Schaumburg, IL (US); Smitha Menon, Hawthorn Woods, IL (US); and Rajeesh Koythatta Mee, Schaumburg, IL (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Oct. 11, 2022, as Appl. No. 17/963,736.
Application 17/963,736 is a continuation of application No. 17/095,890, filed on Nov. 12, 2020, granted, now 11,488,123.
Application 17/095,890 is a continuation of application No. 16/693,522, filed on Nov. 25, 2019, granted, now 10,867,288, issued on Dec. 15, 2020.
Prior Publication US 2023/0206194 A1, Jun. 29, 2023
Int. Cl. G06Q 20/10 (2012.01); G06N 20/00 (2019.01); G06Q 20/32 (2012.01); G06Q 30/04 (2012.01); G06Q 40/02 (2023.01); H04L 9/00 (2022.01)
CPC G06Q 20/10 (2013.01) [G06N 20/00 (2019.01); G06Q 20/3278 (2013.01); G06Q 30/04 (2013.01); G06Q 40/02 (2013.01); H04L 9/50 (2022.05); H04L 2209/56 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a processor having access to a blockchain stored on a distributed computing system and having instructions which, when executed by the processor, cause the processor to:
identify a plurality of items in which each item has a monetary requirement and a respective due date;
generate a list of accounts, wherein each account in the list of accounts is associated with an item in the plurality of items;
prepare a notification to be sent to each account in the list of accounts regarding the requirement and the respective due date;
while simultaneously preparing the notification to be sent to each account, and in response to receiving an electronic signal indicating a specific item in the plurality of items has met the requirement:
generate a new block, wherein the new block includes the account of the specific item and that the requirement was met;
add the new block to the blockchain to result in a modified blockchain; and
distribute the modified blockchain to the distributed computing system;
remove the account associated with the specific item from the list of accounts; and
send the notification to each account in the list of accounts.