US 11,915,211 B1
Systems, methods, and storage media for pre-approving onboarding to a payment platform
Andrew J. Garner, IV, State Road, NC (US); Lisa G. Hukari, Mill Valley, CA (US); Timothy R. Knowlton, Mill Valley, CA (US); Laura Lee Orcutt, Chanhassen, MN (US); Paul Vittimberga, Oakland, CA (US); and Lolita Wang, Hermosa Beach, CA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Dec. 29, 2021, as Appl. No. 17/564,885.
Application 17/564,885 is a continuation of application No. 16/149,830, filed on Oct. 2, 2018, granted, now 11,244,290.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/06 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/06 (2013.01) [G06Q 20/40 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system configured for pre-approving onboarding to a payment platform, executing on a processing device, the system comprising:
one or more hardware processors configured by machine-readable instructions to:
access a node network, wherein a plurality of nodes of the node network comprise data associated with a plurality of entities;
determine a first entity associated with a first node of the plurality of nodes is not a member of a payment platform;
flag the first node of the plurality of nodes for an offer of onboarding to the payment platform;
determine a data field required for a pre-approval of a first functionality of the payment platform for the first entity is incomplete;
determine a transaction history associated with the first entity from a blockchain of the payment platform containing information associated with the plurality of entities;
determine a transaction volume of the first entity from the blockchain;
determine first data to populate the data field, based on the transaction history and the transaction volume of the first entity from the blockchain;
select a first parameter for inclusion in the offer;
preapprove the first functionality of the payment platform based on the transaction history from the blockchain;
receive an acceptance to the offer from a device associated with the first entity; and
add the first entity to the payment platform.