US 11,893,640 B2
Method of interactive financial service including investing, funding and trading, and apparatus, interface and platform thereof
Alex Mond, Encino, CA (US); Darshan Sedani, Encino, CA (US); and Teodros Gessesse, Encino, CA (US)
Filed by Alex Mond, Encino, CA (US); Darshan Sedani, Encino, CA (US); and Teodros Gessesse, Encino, CA (US)
Filed on Jun. 18, 2018, as Appl. No. 16/011,009.
Claims priority of provisional application 62/521,793, filed on Jun. 19, 2017.
Prior Publication US 2018/0365767 A1, Dec. 20, 2018
Int. Cl. G06Q 40/00 (2023.01); G06Q 40/06 (2012.01); G06Q 20/10 (2012.01); G06Q 40/08 (2012.01)
CPC G06Q 40/06 (2013.01) [G06Q 20/10 (2013.01); G06Q 40/08 (2013.01)] 7 Claims
OG exemplary drawing
 
1. A computer-implemented method of providing a financial service using one or more hardware processors, the method comprising:
generating an on-screen decision matrix, using the one or more hardware processors, the on-screen decision matrix including a first window containing content identifying a project for which an entity is requesting funding and indicating a share of the project available for funding, the content identifying the project being stored in a database in association with an identifier of the entity requesting the funding and an identifier of the share of the project available for funding;
displaying a graphical user interface (GUI) including the on-screen decision matrix with the first window containing the content generated on a corresponding display of one or more viewers together with at least one second window containing actionable zones for an input from the one or more viewers, the on-screen decision matrix being displayed such that data aggregators retrieved based on the stored identifier of the entity in association with the project identified are correlated with data obtained through interactive collection of information based on the input from the one or more viewers via the at least one second window;
calculating a current valuation of the project according to an investment predictive model based on information of the data aggregators and the data obtained through the interactive collection from the input from the one or more viewers via the at least one second window containing the actionable zones of the on-screen decision matrix;
identifying a candidate investor, among the one or more viewers to which the content is provided, to participate in the funding of the project;
applying a credit toward the funding of the project upon a confirmation reply from the candidate investor; and
performing an electronic transaction involving the project, in response to the applying of the credit, and transferring a value from the entity to the candidate investor in exchange for the credit,
wherein the on-screen decision matrix is dynamically updated based on the electronic transaction that is executed using a platform through which the one or more viewers including the candidate investor interactively participate using the on-screen decision matrix in the funding of the project.