US 11,893,576 B2
Utilizing a transaction card to provide secondary authentication for accessing a secure application with a user device
James Zarakas, Centreville, VA (US); Molly Johnson, Alexandria, VA (US); Robert Perry, Ashburn, VA (US); Adam Koeppel, Washington, DC (US); and Tyler Locke, Washington, DC (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Feb. 9, 2022, as Appl. No. 17/667,709.
Application 17/667,709 is a continuation of application No. 16/601,709, filed on Oct. 15, 2019, granted, now 11,250,419.
Application 16/601,709 is a continuation of application No. 15/867,233, filed on Jan. 10, 2018, granted, now 10,453,054, issued on Oct. 22, 2019.
Prior Publication US 2022/0270083 A1, Aug. 25, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/36 (2012.01); G06F 3/01 (2006.01); G06F 21/35 (2013.01); G07F 7/08 (2006.01); H04L 9/08 (2006.01); H04L 9/40 (2022.01); H04W 4/80 (2018.01); H04W 84/12 (2009.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 40/02 (2023.01)
CPC G06Q 20/3674 (2013.01) [G06F 3/017 (2013.01); G06F 21/35 (2013.01); G06Q 20/105 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/353 (2013.01); G06Q 40/02 (2013.01); G07F 7/0833 (2013.01); H04L 9/0877 (2013.01); H04L 63/0853 (2013.01); H04L 2463/082 (2013.01); H04W 4/80 (2018.02); H04W 84/12 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A transaction card, comprising:
one or more hardware components configured to:
detect a gesture with the transaction card;
store, based on detecting the gesture with the transaction card, energy from a first device;
energize a near-field communication (NFC) component of the transaction card using the stored energy based on detecting the gesture of the transaction card;
generate an encrypted code based on the NFC component being energized; and
provide the encrypted code to the first device,
the encrypted code being provided to a second device, via the first device, for verification.