US 11,893,573 B2
Transaction card assembly
Phoebe Atkins, Rockville, VA (US); Michael Saia, Walpole, MA (US); and Vyjayanthi Vadrevu, Pflugerville, TX (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Dec. 1, 2021, as Appl. No. 17/539,636.
Prior Publication US 2023/0169491 A1, Jun. 1, 2023
Int. Cl. G06Q 20/34 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06K 19/00 (2006.01); G06K 19/077 (2006.01); G06K 19/07 (2006.01)
CPC G06Q 20/352 (2013.01) [G06K 19/071 (2013.01); G06K 19/0723 (2013.01); G06K 19/07732 (2013.01); G06K 19/07771 (2013.01); G06K 19/07773 (2013.01); G06Q 20/325 (2013.01); G06Q 20/4014 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A smart card frame for performing a contactless data transaction between a transaction card and a terminal, the smart card frame comprising:
a flat sheet;
a receptacle integrated in the flat sheet and configured to secure, enable removal of, and resecure the transaction card in the smart card frame;
an antenna integrated in the smart card frame; and
memory and a processor circuit integrated in the flat sheet, wherein the processor circuit is configured to:
perform, via the antenna, a first communication wirelessly between the processor circuit and the terminal;
perform a second communication between the processor circuit and the transaction card when the transaction card is secured in the receptacle;
receive, in the second communication, a first identifier unique to the transaction card;
retrieve from the memory, a second identifier unique to the smart card frame; and
generate a third identifier based on the first identifier and the second identifier, wherein the first communication and the second communication convey data to perform the contactless data transaction between the transaction card and the terminal, and wherein the third identifier is transmitted to the terminal in the first communication.