US 11,893,562 B2
Offloading a signing operation on a user device
Jonatan Yucra Rodriguez, San Francisco, CA (US); Sahil Verma, San Francisco, CA (US); Jonathan Guan, Cupertino, CA (US); and Jennifer Chu, San Francisco, CA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jan. 4, 2021, as Appl. No. 17/247,982.
Prior Publication US 2022/0215370 A1, Jul. 7, 2022
Int. Cl. G06Q 20/20 (2012.01); G06Q 20/38 (2012.01)
CPC G06Q 20/206 (2013.01) [G06Q 20/3825 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A non-transitory computer-readable medium storing a set of instructions for offloading a signing operation on a user device, the set of instructions comprising:
one or more instructions that, when executed by one or more processors of a terminal device, cause the terminal device to:
obtain exchange information associated with an exchange initiated at the terminal device,
wherein the exchange information identifies a payment medium used in the exchange, and
wherein the terminal device is configured to perform one or more operations, including the signing operation, associated with completing the exchange and to present a terminal-side user interface for performing the one or more operations;
obtain, from another device associated with the terminal device, and based on the exchange information, user information associated with the payment medium,
wherein the user information identifies the user device associated with the payment medium;
transmit, to the user device and to offload the one or more operations to the user device, presentation information identifying content for the user device to use to perform the one or more operations associated with completing the exchange,
wherein the one or more operations are not performed by the terminal device; and
receive, from the user device and based on transmitting the presentation information, a response associated with performing the one or more operations at the user device via a user-side user interface.