US 11,893,443 B2
Transaction card assembly
Phoebe Atkins, Midlothian, VA (US); Michael Saia, Weehawken, NJ (US); and Vyjayanthi Vadrevu, Pflugerville, TX (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jun. 1, 2022, as Appl. No. 17/829,761.
Application 17/829,761 is a continuation in part of application No. 17/539,633, filed on Dec. 1, 2021.
Application 17/539,633 is a continuation in part of application No. 17/539,636, filed on Dec. 1, 2021.
Prior Publication US 2023/0169302 A1, Jun. 1, 2023
Int. Cl. G06K 19/077 (2006.01); H04W 76/14 (2018.01)
CPC G06K 19/07773 (2013.01) [H04W 76/14 (2018.02)] 20 Claims
OG exemplary drawing
 
1. A smart card system for performing data transactions, the smart card system comprising a card frame and a transaction card, wherein:
the transaction card comprises a first processor circuit and a first memory having a first credential stored therein;
the card frame comprises a second processor circuit, a second memory having a second credential stored therein, and a receptacle configured to secure, enable removal of, and resecure the transaction card in the card frame;
wherein, when the transaction card is secured in the card frame, the first processor circuit, the second processor circuit, or a combination of the first processor circuit and the second processor circuit, is configured to:
retrieve a third credential from the first memory or the second memory;
determine that a mobile device identified by the third credential is within a predetermined distance to the card frame;
generate, based the determination that the mobile device is within the predetermined distance to the card frame, a fourth credential, wherein the fourth credential is generated from the first credential, the second credential, and the third credential; and
perform, using the fourth credential, a data transaction between the transaction card and one of a plurality of terminals.