US 11,893,418 B2
Systems for processing a resource event across disparate real-time processing networks
Richard C. Clow, II, Morristown, NJ (US); and Joseph Benjamin Castinado, North Glenn, CO (US)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on Aug. 26, 2022, as Appl. No. 17/896,153.
Application 17/896,153 is a continuation of application No. 17/207,960, filed on Mar. 22, 2021, granted, now 11,461,138.
Application 17/207,960 is a continuation of application No. 16/262,318, filed on Jan. 30, 2019, granted, now 10,977,080, issued on Apr. 13, 2021.
Prior Publication US 2022/0405141 A1, Dec. 22, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 9/50 (2006.01); H04L 9/40 (2022.01); G06F 9/54 (2006.01)
CPC G06F 9/5011 (2013.01) [G06F 9/542 (2013.01); H04L 63/083 (2013.01)] 19 Claims
OG exemplary drawing
 
1. A system for real-time international resource event processing, the system comprising:
a plurality of real-time resource event processing networks, each real-time resource event processing network is configured to operate within different countries and configured to process and settle resource events in real-time; and
a computing platform having a memory and at least one processor in communication with the memory, wherein the memory stores instructions that are executable by the at least processor and configured to:
receive a resource event request that is configured to request real-time processing of a resource event that implicates a resource provider associated with a first entity system located in a first region and resource recipient associated with a second entity system located in a second region;
determine that the resource event is authorized to occur between the resource provider and the resource recipient and the first region and the second region by determining that an exposure level associated with the resource event is below an acceptable exposure threshold;
in response to determining that the real-time resource event is authorized to occur, determine processing parameters for the real-time resource event; and
initiate the resource event by communicating resource event commands to a first one of the plurality of real-time resource event processing networks operating within the first region and a second one of the plurality of real time resource event processing networks operating within the second region, wherein the resource event commands include the processing parameters.