US 11,893,097 B2
System to utilize user's activities pattern as additional authentication parameter
Vincent Pham, Champaign, IL (US); Jeremy Goodsitt, Champaign, IL (US); Anh Truong, Champaign, IL (US); Austin Walters, Savoy, IL (US); Galen Rafferty, Mahomet, IL (US); and Reza Farivar, Champaign, IL (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jul. 21, 2022, as Appl. No. 17/870,126.
Application 17/870,126 is a continuation of application No. 16/866,231, filed on May 4, 2020, granted, now 11,436,307.
Prior Publication US 2022/0358195 A1, Nov. 10, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 21/31 (2013.01)
CPC G06F 21/316 (2013.01) 20 Claims
OG exemplary drawing
 
1. A method, comprising:
retrieving a location history of a user based on past locations of a user equipment (UE) device at various times and traffic data associated with the location history;
receiving, at the UE device, a request to access a protected application;
determining a present location of the UE device at a time associated with the request;
generating a locational pattern based on both the location history of the user and the traffic data;
comparing, at the UE device, the present location of the UE device with the generated locational pattern and a corresponding time data associated with the request to access the protected application; and
determining, at the UE device, a level of authentication necessary to grant access to the protected application is satisfied based on both the comparing and a determination that the present location falls within a locational range generated based on the traffic data.