US 11,871,226 B2
Method and system for providing location-aware multi-factor mobile authentication
Rocky J. Maufort, West Chester, PA (US); Edward P. A. Lawford, Ridgewood, NJ (US); Tommy Y. Cheung, Livingston, NJ (US); Paul Manaloto, Woodridge, IL (US); Matthew Murphy, Wigan (GB); Matthew E. Duncan, Dublin, OH (US); and Dongtao Wang, Lewis Center, OH (US)
Assigned to JPMORGAN CHASE BANK, N.A., New York, NY (US)
Filed by JPMorgan Chase Bank, N.A., New York, NY (US)
Filed on Jul. 29, 2022, as Appl. No. 17/877,047.
Application 17/877,047 is a continuation of application No. 16/939,714, filed on Jul. 27, 2020, granted, now 11,425,566.
Claims priority of provisional application 62/878,532, filed on Jul. 25, 2019.
Prior Publication US 2022/0369108 A1, Nov. 17, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. H04W 12/06 (2021.01); H04W 12/00 (2021.01); H04L 29/06 (2006.01); G06K 19/06 (2006.01); G06F 21/60 (2013.01); H04L 9/40 (2022.01); H04W 12/63 (2021.01)
CPC H04W 12/068 (2021.01) [G06F 21/608 (2013.01); G06K 19/06037 (2013.01); H04L 63/0861 (2013.01); H04W 12/63 (2021.01)] 20 Claims
OG exemplary drawing
 
1. A method for performing location-based multi-factor authentication, the method comprising:
receiving, at a mobile device, a first set of authentication credentials provided by a user;
transmitting, by the mobile device, the first set of authentication credentials to an authentication server;
verifying the first set of authentication credentials by the authentication server accessing stored credential information;
transmitting, by the authentication server, verified first factor authentication to the mobile device;
transmitting, by the mobile device, a request for second factor authentication to an authentication system;
scanning, by the mobile device, identifier information associated with a secure device in response to instructions received by the mobile device from the authentication system;
sending a second set of authentication credentials from the secure device to the authentication system;
verifying the second set of credentials by the authentication system accessing a secure device location database;
transmitting, by the authentication system, verified second factor authentication to the mobile device in response to the request for the second factor authentication;
transmitting the verified second factor authentication to the authentication server by the mobile device after receiving both the first verified first factor authentication and the verified second factor authentication; and
granting final authentication, by the authentication server, based on the verified first factor authentication and the verified second factor authentication.