US 11,868,974 B2
Systems, methods, and computer program products providing push payments
Sandra Lynn Godsey, San Jose, CA (US)
Assigned to PayPal, Inc., San Jose, CA (US)
Filed by PAYPAL, INC., San Jose, CA (US)
Filed on Aug. 24, 2020, as Appl. No. 17/001,460.
Application 17/001,460 is a continuation of application No. 15/900,724, filed on Feb. 20, 2018, granted, now 10,755,244.
Application 15/900,724 is a continuation of application No. 13/537,217, filed on Jun. 29, 2012, granted, now 9,898,719, issued on Feb. 20, 2018.
Prior Publication US 2021/0042718 A1, Feb. 11, 2021
Int. Cl. G06Q 20/00 (2012.01); G06Q 20/08 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G07F 7/08 (2006.01)
CPC G06Q 20/08 (2013.01) [G06Q 20/3276 (2013.01); G06Q 20/353 (2013.01); G06Q 20/401 (2013.01); G07F 7/0873 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a non-transitory memory; and
one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
receiving, via a user device of a user, a request for processing a payment transaction between the user and a merchant;
in response to receiving the request, causing the user device of the user to (i) capture an image representing an identifier of a financial service provider account associated with the merchant and (ii) initiate a communication with a merchant device associated with the merchant;
obtaining, from the merchant device and based on the communication, transaction information associated with the payment transaction, wherein the transaction information comprises a device identifier of the merchant device, a transaction identification number associated with the payment transaction, and an amount associated with the payment transaction;
extracting the identifier of the financial service provider account from the image;
instructing a payment provider computer system to push funds, for the payment transaction, from a funding source of the user to the financial service provider account associated with the merchant based on the identifier and the amount; and
in response to obtaining an indication that the payment transaction has been processed from the payment provider computer system, transmitting a confirmation message to the merchant device based on the device identifier, wherein the confirmation message comprises the indication and the transaction identification number.