US 11,861,729 B2
Fault determination of blockchain subrogation claims
Shawn M. Call, Bloomington, IL (US); Jaime Skaggs, Chenoa, IL (US); Eric Bellas, Bloomington, IL (US); Douglas A. Graff, Mountain View, MO (US); William J. Leise, Normal, IL (US); Vicki King, Bloomington, IL (US); Jacob J. Alt, Downs, IL (US); Eric R. Moore, Heyworth, IL (US); and Stacie A. McCullough, Bloomington, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Oct. 11, 2022, as Appl. No. 17/963,293.
Application 17/963,293 is a continuation of application No. 17/168,024, filed on Feb. 4, 2021, granted, now 11,501,383.
Application 17/168,024 is a continuation of application No. 15/955,213, filed on Apr. 17, 2018, granted, now 10,949,926.
Claims priority of provisional application 62/584,424, filed on Nov. 10, 2017.
Claims priority of provisional application 62/584,435, filed on Nov. 10, 2017.
Claims priority of provisional application 62/584,364, filed on Nov. 10, 2017.
Claims priority of provisional application 62/555,174, filed on Sep. 7, 2017.
Claims priority of provisional application 62/555,177, filed on Sep. 7, 2017.
Claims priority of provisional application 62/555,002, filed on Sep. 6, 2017.
Claims priority of provisional application 62/555,014, filed on Sep. 6, 2017.
Claims priority of provisional application 62/510,664, filed on May 24, 2017.
Prior Publication US 2023/0036367 A1, Feb. 2, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); G06Q 20/06 (2012.01)
CPC G06Q 40/08 (2013.01) [G06Q 20/0655 (2013.01)] 18 Claims
OG exemplary drawing
 
1. A computer-implemented method of settling a subrogation claim by a shared ledger, the method comprising, via one or more processors, servers, and/or associated transceivers:
generating a subrogation claim;
deploying the subrogation claim to the shared ledger maintained by a plurality of participants in a shared ledger network according to a set of consensus rules, the subrogation claim identifying a subrogation defendant;
broadcasting an update to the subrogation claim deployed to the shared ledger, the update including data relating to fault in the subrogation claim, the data including one or more of: biometric data collected from a driver of a vehicle, data from vehicles not involved in a crash giving rise at least in part to the subrogation claim, or road sensor data transmitted from an evidence oracle to the shared ledger, wherein the update further includes a proof-of-identity to cryptographically prove that the update is originated by a participating entity, and wherein the update is appended to the shared ledger in response to the plurality of participants in the shared ledger network determining that the update satisfies the set of consensus rules;
and
receiving a subrogation claim settlement payment upon resolution of the subrogation claim, wherein the subrogation claim is closed upon receipt of the subrogation claim settlement payment.